This is the card I made today.
I have printed out digital paper from Pink Gem Designs "Merry and Bright" paper set and The Paper Shelter's "Bring on Christmas" set. Printed out the pre coloured images from The Paper Shelter's "Bring on Christmas set" and layered on top of papers. Added washi tape. Stamped Hero Arts "Happy Christmas" and cut out with Stampin Up scallop oval punch. Layered onto papers and added star brads. Layered all onto red card.